Data Processing Agreement

Version 1.0.0 Last updated: 2026-01-28

Parties

This Data Processing Agreement ("DPA") is entered into between Softhuge Technologies Pvt. Ltd. (the entity behind MyKosh) ("Controller") and users of the MyKosh application ("Processor") for the processing of personal data.

Definitions

Key terms used in this agreement include Controller, Processor, Data Subject, Personal Data, Processing, and Supervisory Authority as defined in GDPR Article 4.

Purpose of Processing

Personal data is processed solely for the purpose of providing personal finance management services, including transaction tracking, budgeting, and financial analysis.

Categories of Data Subjects and Personal Data

We process personal and financial data of application users, including names, contact information, and transaction details.

Security Measures

We implement appropriate technical and organizational measures to ensure a level of security appropriate to the risk, including encryption, access controls, and regular security assessments.

Subprocessors

We may engage subprocessors for specific processing activities. Any subprocessors will be bound by equivalent data protection obligations.

Data Subject Rights

We assist the Controller in fulfilling obligations regarding data subject rights under GDPR, including access, rectification, erasure, and portability requests.

International Data Transfers

Data may be transferred to countries outside the EEA. We ensure appropriate safeguards are in place for such transfers.

Breach Notification

We will notify the Controller without undue delay after becoming aware of a personal data breach affecting the Controller's data.

Audits and Inspections

The Controller may audit our compliance with this DPA upon reasonable notice and during business hours.

Termination

This DPA terminates automatically upon termination of the main agreement or when we cease processing personal data.

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