Introduction
Welcome to MyKosh ("we," "our," or "us"). MyKosh is a product developed and owned by Softhuge Technologies Pvt. Ltd., a registered company. Only Softhuge Technologies Pvt. Ltd. is the legally registered entity behind MyKosh, and we are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services.
Information We Collect
We collect information you provide directly to us, such as when you create an account, use our services, or contact us for support. This includes your name, email address, phone number, and financial transaction data you choose to track.
Categories
Name, email address, phone number, and profile information
Transaction details, account balances, and budget information
Device type, operating system, and app usage data
SMS messages containing financial transactions (with your explicit consent)
Approximate location for currency and regional features
How We Use Your Information
We use the information we collect to:
Uses
Provide and maintain our financial management services
Process and analyze your financial transactions
Send you important updates and security notifications
Improve our app features and user experience
Provide customer support and respond to your inquiries
Ensure compliance with legal obligations
Data Security
We implement robust security measures to protect your data:
Measures
End-to-end encryption for all financial data
Secure cloud storage with access controls
Regular security audits and updates
Local data processing on your device where possible
Multi-factor authentication for account access
Data Sharing and Disclosure
We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as described in this policy.
Exceptions
Service providers who assist in our operations (under strict confidentiality agreements)
Legal requirements and law enforcement requests
Business transfers in case of merger or acquisition
With your explicit consent for specific purposes
Your Rights and Choices
You have the following rights regarding your data:
Rights
Access: Request a copy of your personal data
Correction: Update or correct inaccurate information
Deletion: Request deletion of your data
Portability: Receive your data in a portable format
Opt-out: Withdraw consent for data processing
Account deletion: Permanently delete your account and data
Data Retention
We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Financial data is retained until you delete your account or request deletion.
International Data Transfers
Your data may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data during such transfers.
Children's Privacy
Our services are not intended for children under 13. We do not knowingly collect personal information from children under 13. If we become aware of such collection, we will delete the information immediately.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes via email or app notification. Your continued use of our services after such changes constitutes acceptance of the updated policy.
Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at support@softhuge.com or through the app's support section.
Need Help Understanding This Policy?
If you have questions or need clarification about this legal document, our support team is here to help.