Acceptance of Terms
By downloading, installing, or using MyKosh ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the App.
Description of Service
MyKosh is a personal finance management application developed and owned by Softhuge Technologies Pvt. Ltd. that helps users track expenses, manage budgets, organize accounts, and gain insights into their financial health through AI-powered transaction parsing and analysis.
User Accounts
To use certain features of the App, you must create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
Acceptable Use
You agree to use the App only for lawful purposes and in accordance with these Terms. You agree not to:
Restrictions
Use the App for any illegal or unauthorized purpose
Attempt to gain unauthorized access to our systems
Interfere with or disrupt the App's functionality
Upload or transmit harmful code or malware
Violate any applicable laws or regulations
Impersonate any person or entity
Financial Data and Privacy
The App processes sensitive financial information. You acknowledge that you are solely responsible for the accuracy and security of financial data you input. We implement industry-standard security measures, but cannot guarantee absolute security.
Intellectual Property
The App and its original content, features, and functionality are owned by Softhuge Technologies Pvt. Ltd. and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
User Content
You retain ownership of any financial data and personal information you input into the App. By using the App, you grant us a limited license to use this information solely for providing our services.
Disclaimer of Warranties
The App is provided "as is" and "as available" without warranties of any kind. We do not warrant that the App will be uninterrupted, error-free, or secure. Use of the App is at your own risk.
Limitation of Liability
In no event shall Softhuge Technologies Pvt. Ltd. be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the App.
Indemnification
You agree to indemnify and hold Softhuge Technologies Pvt. Ltd. harmless from any claims, damages, losses, or expenses arising from your use of the App or violation of these Terms.
Termination
We may terminate or suspend your account and access to the App immediately, without prior notice, for any reason, including breach of these Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.
Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of changes via email or app notification. Continued use of the App constitutes acceptance of modified Terms.
Contact Information
For questions about these Terms, please contact us at support@softhuge.com or through the app's support section.
Need Help Understanding This Policy?
If you have questions or need clarification about this legal document, our support team is here to help.